In 2023, Anna-Marie Ortiz worked remotely for a fintech startup, where she earned $60,000 a year. She liked the job well enough, but wasn’t sure what her future at the company would look like. “I realized I can’t wait around for other people’s dreams, and that’s when I decided to go all in on mine,” she tells CNBC Make It. That July, Ortiz used the last of her $2,000 in